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Val Sklarov — Real Estate Insights: Financing Fragility Before Asset Quality

Great assets fail under weak financing.Val Sklarov’s Real Estate Insights perspective treats property investing as a capital structure problem first, where financing fragility—not asset quality—determines who survives downturns. 1. Asset Quality Does Not Offset Fragile Financing Strong locations cannot pay bad debt terms. Val Sklarov observes failure when: Short maturities …

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Val Sklarov — Mentoring & Training: Decision Load Before Skill Accumulation

Skills impress. Decisions exhaust.Val Sklarov’s Mentoring & Training perspective treats development as the ability to carry increasing decision load without degradation, where growth is measured by how much responsibility a person can absorb reliably—not how many skills they list. 1. Skill Without Decision Load Is Decorative Skills prove knowledge. Decisions …

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Val Sklarov — Investment Strategies: Survivability Before Return

Returns are optional. Survival is mandatory.Val Sklarov’s Investment Strategies perspective reframes investing as a non-ruin game, where the primary objective is not outperforming benchmarks, but staying solvent long enough for compounding to work. 1. Investment Is a Game of Staying In You cannot recover from elimination. Val Sklarov treats investing …

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